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Telephone Banking

305.269.9778 or 1.844.229.6260.

Electronic Banking Technical Assistance

305.264.9193 or 1.866.602.4207
Hours: 9am to 5pm Eastern Time 
(Monday to Friday)

24/7 Debit Cards and ATM Cards Support


E-mail us  |  Branch locations

Regular Checking Account

Account for customers that do not need to maintain a high balance.


  • Minimum balance required to open the account is $100
  • Minimum balance requirement of $500 to avoid monthly service fee
  • Unlimited check writing
  • Unlimited access to InfoBank, 24-Hour Telephone Banking
  • Free access to ICB Online Banking and Bill Pay
  • Free ATM or Visa Debit Card(s)
  • Unlimited deposits
  • Funds are FDIC insured
  • Free direct deposits and pre-authorized debit/credit arrangements (ACH)

What do you need to apply?

  • 2 Forms of Identification
    • Primary Identification (Driver's License, State Picture ID, Passport, Military ID)
    • Secondary Identification (Credit Card, Voter's Registration, Alien Registration, Cedula)
  • Social Security number
  • Current email address
  • We recommend to name beneficiary(ies), Payable on Death or In Trust For.

Just call or visit your nearest Intercredit Bank Office.



Q: What documents do I need to submit to apply for an account?

A: Complete the application at an ICB branch near you.

Q: Do I need to provide identification to open the account?

A: Yes, two forms of identification and your social security number are required at the time of account opening.

Q: Is there a minimum balance to open the account?

A: Yes, a minimum opening balance is required as indicated above.

For additional fees, restrictions, terms and conditions that may be applied in connection with any type of account, please consult with your account officer.