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Business Savings Account

Intercredit Bank, N.A. has designed this account for customers that have a need for a commercial account with higher balances that is interest bearing.


  • Minimum balance required at time of account opening of $1,500.00
  • Minimum balance requirement of $1,500 to avoid monthly service fee
  • Unlimited access to InfoBank, 24-Hour Telephone Banking
  • Free Debit / ATM Card
  • Free access to ICB Online Banking
  • Funds are FDIC insured
  • Interest is compounded daily and credited monthly
  • Transfers from a savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by debit card, or similar order to third parties are limited to six (6) per statement cycle.

What do you need to apply?

  • Business Documentation (Documentation required may vary depending on type of business entity)
  • Two Forms of Identification for all account signers
    • Primary Identification (Driver's License, State Picture ID, Passport, Military ID)
    • Secondary Identification (Credit Card, Voter's Registration, Alien Registration, Cedula)
  • Social Security number of all signers

Just call or visit your nearest Intercredit Bank Office.


Q: What documents do I need to provide to apply for an account?

A: Complete the application at an ICB branch near you.

Q: Do I need to take identification to open the account?

A: Yes, two forms of identification and your social security number are required at the time of account opening.

Q: Will I need to provide any documentation for my business to open the account?

A: Yes, all the business documentation is required at the time of account opening.

Q: Do all signers for the business need to be present to open the account?

A: No. All signers are required to sign the documentation and provide identification in order to open the account.

Q: Is there a minimum balance required to open the account?

A: Yes, the minimum deposit required is of $1,500.00

For additional fees, restrictions, terms and conditions that may be applied in connection with any type of account, please consult with your account officer.