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305.269.9778 or 1.844.229.6260.

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305.264.9193 or 1.866.602.4207
Hours: 9am to 5pm Eastern Time 
(Monday to Friday)

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Roth IRA Account

Individual Retirement Accounts are still one of the best tax-saving investments available. An IRA, or Individual Retirement Account, is a special savings plan designed to save for retirement.


  • Competitive interest rates
  • Selection of terms
  • Roth IRAs are non-deductible accounts which feature tax-free withdrawals for certain distribution after a five year holding period

What do you need to apply?

  • 2 Forms of identification:
    • Primary Identification (Driver´s License, State Picture ID, Passport, Military ID)
    • Secondary Identification (Credit Card, Voter´s Registration, Alien Registration, Cedula)
  • Social Security number

Just call or visit your nearest Intercredit Bank Office.


Q: Will I need to provide identification to open the account?

A: Yes, two forms of identification and your social security number are required at the time of account opening.