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NOW Account

Account for customers that wish to have unlimited check writing capabilities and still earn interest on the account. It has the same features as the other checking accounts.


  • Minimum balance to open account is $1,000
  • Minimum balance requirement of $1,000 to avoid monthly service fee
  • Interest is compounded and credited monthly
  • Unlimited check writing
  • Unlimited access to InfoBank, 24-Hour Telephone Banking
  • Free access to ICB Online Banking with Bill Pay
  • Free ATM or Visa Debit Card(s)
  • Unlimited deposits
  • Funds are FDIC insured
  • Free direct deposit and pre-authorized debit/credit arrangements (ACH)

What do you need to apply?

  • 2 Forms of Identification
    • Primary Identification (Driver's License, State Picture ID, Passport, Military ID)
    • Secondary Identification (Credit Card, Voter's Registration, Alien Registration, Cedula)
  • Social Security number
  • Current email address
  • We recommend to name beneficiary(ies), Payable on Death or In Trust For.

Just call or visit your nearest Intercredit Bank Office.


Q: What documents do I need to submit to apply for an account?

A: Complete the application at an ICB branch near you.

Q: Will I need to provide identification to open the account?

A: Yes, two forms of identification and your social security number are required at the time of account opening.

Q: Will I need to make a deposit at the time that I am taking the application to a branch?

A: Yes, a minimum opening balance is required as indicated above.