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Minor Savings Account

The ICB Minor Savings or FLUTMA Account is an interest bearing account used to accumulate or set aside funds for the minor account holder's personal incidental expenses.


  • Minimum balance to open the account is $50.00. No minimum balance is required to be maintained in the account
  • Unlimited access to InfoBank, 24-hour Telephone Banking
  • Free access to ICB Online Banking
  • Free ATM card
  • Funds are FDIC insured
  • Interest is compounded daily and credited monthly
  • Transfers from a savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by debit card, or similar order to third parties are limited to six (6) per statement cycle.

What do you need to apply?


  • Primary - Birth Certificate, School ID, Driver´s License
  • Secondary - none
  • Social Security number

Custodian (adult)

  • 2 Forms of ID´s
    • Primary Identification (Driver´s License, State Picture ID, Passport, Military ID
    • Secondary Identification (Credit Card, Voter´s Registration, Alien Registration, Cedula
  • Social Security number
  • Current email address
  • We recommend to name a secondary custodian and beneficiary(ies).

Just call or visit your nearest Intercredit Bank Office.


Q: What documents do I need to provide to apply for an account?

A:  Complete the application at an ICB branch near you.

Q: Will I need to provide identification to open the account?

A: Yes, two forms of identification and your social security number are required at the time of account opening.

Q: Will I need to make a deposit at the time that I am taking the application to a branch?

A: Yes, a minimum opening balance is required as indicated above.

For additional fees, restrictions, terms and conditions that may be applied in connection with any type of account, please  consult with your account officer.