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Commercial Real Estate Lending

Intercredit Bank, N.A. is here to help you to finance your real estate acquisition. Whether business occupied or investment property, we have the mortgage loan for you. We finance multi-family apartment complexes, retail center, multi-tenant warehouse/flex space, other industrial properties and most types of commercial real estate.

The purchase of commercial real estate will be financed with a mortgage loan on the property offered as collateral. The repayment of the loan will be determined by an amortization schedule that fits the type of property under consideration. The Bank will require an appraisal report and an environmental assessment report on the property. Depending on the age of the building, various building inspection reports may be required as well. For income producing properties, a rent roll and operating statement will be needed.

Interest rates for these types of loans are usually fixed for a specific period. The interest rate and fee structure will be decided based on the type of property being financed and conditions that pertain to the loan.

The amount of the loan will be based on a certain percentage of the purchase price or appraised value, whichever is lower. The percentage used to determine the amount will depend on the type of real estate being financed.

Our commercial lending officers can assist you with your request, just call or visit your nearest Intercredit Bank Office.