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Business Checking Account

Intercredit Bank, N.A. has designed this account for customers that have a need for a commercial checking account, but that will be making limited number of debits per statement cycle.


  • Minimum balance required to open the account is $1,000.00
  • Minimum balance requirement of $2,500 to avoid monthly service fee
  • Unlimited access to InfoBank, 24-Hour Telephone Banking.
  • Free access to ICB Online Banking and Bill Pay
  • Free ATM or Visa Debit Card
  • Funds are FDIC insured
  • Limited to 100 transactions per statement cycle without charge

What do you need to apply?

  • Business Documentation (documentation required may vary depending on type of business entity)
  • Two Forms of Identification for all account signers
  • Primary Identification (Driver's License, State Picture ID, Passport, Military ID)
  • Secondary Identification (Credit Card, Voter's Registration, Alien Registration, Cedula)
  • Social Security number of all signers

Just call or visit your nearest Intercredit Bank Office.


Q: What documents do I need to provide to apply for an account?

A:  Complete the application at any ICB branch near you.

Q: Will I need to provide identification to open the account?

A: Yes, two forms of identification and your social security number are required at the time of account opening.

Q: Will I need to provide documentation of my business to open the account?

A: Yes, all the business documentation is required at the time of account opening.

Q: Do all signers for the business need to be present to open the account?

A: No. All signers are required to sign the documentation and provide identification in order to open the account.

Q: Will I need to make a deposit at the time that I am taking the application to a branch?

A: Yes, a minimum deposit of $1,000.00 is required at the time of account opening.

For additional fees, restrictions, terms and conditions that may be applied in connection with any type of account, please  consult with your account officer.