Intercredit Bank | Regular Checking Account

• Minimum balance required to open the account is $250
• Minimum balance requirement of $500 to avoid monthly service fee
• Unlimited check writing
• Unlimited access to InfoBank, 24-Hour Telephone Banking
• Free access to ICB Online Banking and Bill Pay
• Free ATM or Visa Debit Card(s)
• Unlimited deposits
• Funds are FDIC insured
• Free direct deposits and pre-authorized debit/credit arrangements (ACH) 

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• 2 Forms of Identification
  • Primary Identification (Driver’s License, State Picture ID, Passport, Military ID)
  • Secondary Identification (Credit Card, Voter’s Registration, Alien Registration, Cedula)
• Social Security number
• Current email address
• Complete our online form with basic information about you
• Download the Checking account application (PDF). The Checking account application (PDF) needs to be completed and taken to a local ICB branch to open the account.
• We recommend to name beneficiary(ies), Payable on Death or In Trust For. 

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Q: What documents do I need to submit to apply for an account?
A: You will need to download the ICB Regular Checking Account application in PDF. Complete and present the form at an ICB branch near you.

Q: Do I need to provide identification to open the account?
A: Yes, two forms of identification and your social security number are required at the time of account opening.

Q: Is there a minimum balance to open the account?
A: Yes, a minimum opening balance is required of at least $250.

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